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Eastern European Markets
NEWS RELEASE
January, the 14th, 2008

TietoEnator's solution advance credit card business at Rusfinance Bank

TietoEnator's solution advances credit card business at Rusfinance Bank. The Russian based bank, Rusfinance Bank, has today announced that it has implemented the Card Suite solution from TietoEnator Banking & Insurance. Rusfinance Bank is part of the Société Générale banking group and specializes in consumer crediting.

With this new solution the bank can now offer its customers an efficient tool for consumer crediting and revolving credit cards. Card Suite enables Rusfinance to expand its services geographically in a flexible way and offers card users additional convenience. The Card Suite solution improves Rusfinance Bank's customer propositions and helps the bank to win new businesses. TietoEnator's advanced technological solution streamlines credit card operations and enables the bank to build up the card issuing, acquiring and processing cycle, helping the bank to win new customers in the highly competitive financial market.

Dmitry Lenshin, General Director at TietoEnator Banking & Insurance Russia says: "Because of the dynamic growth of consumer crediting, banks and financial institutions need to constantly extend the range of their offerings. In association with TietoEnator, and through the use of its Card Suite solution, the Bank will be able to offer innovative products and services at the forefront of modern market trends.

About Tietoenator
TietoEnator is among the leading architects in building a more efficient information society and one of the largest IT services providers in Europe. TietoEnator specializes in consulting, developing and hosting its customers' business operations in the digital economy. The Group's services are based on a combination of deep industry-specific expertise and the latest information technology. TietoEnator has about 16 000 experts in close to 30 countries.

About Rusfinance Bank
Rusfinance Bank is a part of the Rusfinance Group and a wholly-owned subsidiary of the Société Générale group. The Bank has been operating since June 2004 and specializes in consumer crediting through 8 000 commercial partners (retailers and car dealers), allocating consumer loans via various channels, such as telephone, post and the Internet. The Rusfinance Group has about one million customers in more than 60 regions throughout Russia and it employs some 8 000 staff members.

Further information:For further information, please contact:
Dmitry Lenshin, General Director of TietoEnator Banking & Insurance,
Russia, tel. + 7 495 2584483.

www.tietoenator.com

www.rusfinancebank.ru


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